Open Banking Committee

The Open Banking Committee fulfills the following duties:

a) Carrying out the necessary activities to ensure the development and expansion of Open Banking applications,

b) Informing the Members by monitoring national and international developments,

c) Creating and developing areas of cooperation with other stakeholders in the Open Banking ecosystem,

d) Evaluating the services to be provided and accessed by Open Banking API Providers and API Users in terms of security, operations, and customer experience, and developing applications, standards, and regulatory change proposals that need to be improved or created,

e) Developing and proposing principles towards creating a flawless customer experience by eliminating elements that complicate the use of Open Banking products and services in a simple and secure environment, in light of regulations and user experience expectations,

f) Monitoring the performance, quality, usability, testing, and problem-solving methods of Open Banking services, and identifying areas for improvement and development,

g) Developing proposals that enable the creation of low-cost, fast, and effective operational processes,

h) Carrying out the coordination of all kinds of activities related to Open Banking within the Association.

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Information Systems Committee

The Information Systems Committee fulfills the following duties:

a) Monitoring, evaluating, and forming opinions on current national and international legislation in the field of information systems within the sector,

b) Actively supporting the process of harmonizing information systems applications in the sector with the legislation,

c) Monitoring national and international technological developments in the payments area and carrying out studies to support the technological development of the sector.

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Security Committee

The Security Committee fulfills the following duties:

a) Conducting studies to prevent fraud and scams that may occur in payment services,

b) Determining security measures and contributing to the legal regulation, standard, specification, rule, procedure, and directive studies to be made for this purpose,

c) Monitoring the types and development of forgery/fraud,

d) Maintaining relations with law enforcement agencies, decision-making, and regulatory institutions and organizations,

e) Following developments in domestic and foreign markets regarding payment services security and ensuring the transfer of information to the Members,

f) Directing Association employees to examine necessary issues, analyze, and create recommendations in line with the determined security strategies,

g) Establishing fraud prevention studies and security standard proposals coming from other units and committees.

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Legal and Legislation Committee

The Legal and Legislation Committee fulfills the following duties:

a) Monitoring, evaluating, and forming opinions on regulations concerning areas that directly or indirectly affect the sector,

b) Actively supporting the process of harmonizing legislation and practices,

c) Carrying out the necessary studies and determinations for the effective implementation of the regulations made,

d) Conducting research on regulatory proposals that will contribute to the more effective functioning of the payments and electronic money sector,

e) Presenting proposals to relevant institutions and organizations within this framework and forming the Association's opinion on these matters.

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Compliance Committee

The Compliance Committee fulfills the following duties:

a) Evaluating issues needed by the Members regarding the provision of payment services, clarifying them, or creating proposals for their amendment in order to ensure compliance with relevant laws and regulations made by institutions authorized under these laws,

b) Evaluating the outputs of the working groups established to ensure compliance with the regulations,

c) Carrying out all kinds of studies, including the development of sectoral practices.

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Committee for Combating Illegal Activities

The CombatingIllegal Activities Committee fulfills the following duties:

Carrying out all kinds of activities necessary to ensure the most effective fight against the use of payment services and electronic money issuance activities in illegal processes, within the scope of these procedures and principles.